Pen is not included.Built in calendar, week day to page memo and calculator, convenience for your to mark date,take memo and calculate, improve the work efficiency
Card slot, with 3 card slots for name card, bank card; large pocket, you can put your money, bills or receipt; pen holder loop, convenient to you put your pen; loose leaf lined notebook for writing, taking note, diary or travel journal
Sturdy zipper not easy break, zip smoothly, which can help you organize easily and easy carry with you, it can protect your paper, document not easy lose, and protect your privacy, great personal notebook organizer
6 ring binder, easy to open and close, refillable paper you can recycle the leather notebook cover, flexible to use, long service life
Perfect holiday, birthday gift for any business owner, professional, writer, college student.Smooth cover, classic color, fine workmenship which leaves a great first impression